Reporter: Xiao Jun
In the wave of financial technology (fintech), Ms. Zhang Chundong has distinguished herself as a leading figure in the industry with her unique insights and exceptional achievements. As the Investment Director at CHENYANG SG PTE. LTD., she has played a pivotal role in integrating fintech with investment strategies, propelling the company’s success in complex market environments. Ms. Zhang Chundong has not only led the application of innovative technologies but also provided scientific support for investment decision-making. Today, we are honored to have Ms. Zhang Chundong with us to discuss how fintech enhances investment decisions and her vision for the future of the industry.
Reporter: Ms. Zhang, thank you very much for taking the time out of your busy schedule to speak with us. As the Investment Director at CHENYANG SG PTE. LTD., you have achieved significant success in driving technological innovation and optimizing investment decisions. Could you please elaborate on how these innovations are implemented within your company?
Zhang Chundong: At CHENYANG SG PTE. LTD., my primary responsibility is to deeply integrate fintech innovations with our investment strategies to optimize decision-making and enhance overall performance. My core tasks involve leading the application of advanced technologies in investment decisions. Two key technologies in this regard are the Cloud Computing-Based Financial Asset Allocation and Trading Decision Platform and the Blockchain-Based Supply Chain Finance Services and Risk Control System. Specifically, I led the development of the cloud-based platform, which can process market data in real time, providing accurate asset allocation recommendations and trading decisions. This significantly improves our responsiveness to market dynamics and decision accuracy. Meanwhile, our blockchain-based system ensures the transparency and traceability of data among supply chain participants, enhancing the authenticity and security of transaction information and automating financing processes through smart contracts, thereby reducing operational costs. These technological innovations have not only optimized our investment strategies and decision-making processes but also greatly enhanced our ability to manage market risks, contributing positively to the company’s performance.
Reporter:Â I understand that you have also developed other critical technologies, such as the Machine Learning-Based Financial Market Analysis and Intelligent Decision-Making System and the Big Data-Based Financial Market Risk Assessment and Forecasting Technology. How do these technologies specifically improve risk assessment and return forecasting in the investment process?
Zhang Chundong: The application of machine learning and big data technologies is crucial in investment decision-making. Through machine learning algorithms, we can process and analyze vast amounts of data to extract valuable information, including market trends, price patterns, and investment opportunities, enabling precise market forecasting. In terms of risk assessment, big data technology allows us to track market changes in real time and identify potential risks promptly. These systems can adjust investment strategies based on the latest data, ensuring the scientific and timely management of risks. For instance, when the market experiences abnormal fluctuations, machine learning models can quickly adjust forecasts, helping us take appropriate risk control measures. This technology-driven approach significantly enhances the scientific nature and accuracy of decision-making, ensuring investment safety.
Reporter: Given the rapid development of fintech, how do you maintain your sensitivity to new technologies and effectively apply them in actual investments?
Zhang Chundong:Â Staying attuned to new technologies is key to success in fintech. I regularly follow industry trends and technological developments by attending professional conferences, reading the latest research reports, and studying technical literature. Additionally, I work closely with our technology team, participating in all stages of technology development and application. This deep involvement helps me stay updated with the latest advancements and timely integrate these technologies into our investment practices. For example, while developing the Cloud Computing-Based Financial Asset Allocation and Trading Decision Platform, I worked with the team to analyze the latest cloud computing technologies and incorporated them into our platform design, thereby enhancing system flexibility and scalability. Continuous learning and practical application are crucial for maintaining our competitive edge.
Reporter: Looking ahead, how do you believe fintech will further shape the investment industry? What are your views on future technology trends and industry development?
Zhang Chundong: I am very optimistic about the future development of fintech. Financial technology is profoundly transforming the investment industry, and we will witness the emergence of more innovative technologies in the future. Personalized investment advisors and smart investment platforms will become mainstream, providing tailored recommendations and solutions based on users’ risk preferences and investment goals. Additionally, I believe artificial intelligence and big data technologies will play an even greater role in investment decision-making, making the process more intelligent and data-driven. Meanwhile, blockchain technology will continue to enhance transaction transparency and security. We need to continually explore and adapt to these changes to seize opportunities and achieve sustainable development. The future of fintech is full of possibilities, and I look forward to seeing these technologies drive further innovation and progress in the industry.
Conclusion:
We thank Ms. Zhang Chundong for her insightful interview, which has deepened our understanding of how fintech is applied in the investment field and has heightened our anticipation for the industry’s future. We look forward to seeing Ms. Zhang Chundong continue to achieve outstanding results in integrating fintech with investment strategies and contributing further to the innovation and development of the investment industry. We also hope she will maintain her sensitivity to new technologies and effectively apply them in actual investments, creating even greater value for investors.
